{"id":11627,"date":"2026-01-13T10:57:00","date_gmt":"2026-01-13T09:57:00","guid":{"rendered":"https:\/\/bjornlunden.com\/kennisbank\/blogs\/referensrantan-tabell-med-alla-artal\/"},"modified":"2026-01-14T07:27:23","modified_gmt":"2026-01-14T06:27:23","slug":"referensrantan-tabell-med-alla-artal","status":"publish","type":"blogs","link":"https:\/\/bjornlunden.com\/se\/bjornkoll\/blogg\/referensrantan-tabell-med-alla-artal\/","title":{"rendered":"Referensr\u00e4ntan \u2013 tabell med alla \u00e5rtal"},"content":{"rendered":"\n

Referensr\u00e4ntan fastst\u00e4lls av Riksbanken. Referensr\u00e4ntan har ersatt diskontot och anv\u00e4nds bland annat vid ber\u00e4kning av dr\u00f6jsm\u00e5lsr\u00e4nta enligt r\u00e4ntelagen.<\/strong><\/p>\n\n\n\n

Det \u00e4r Riksbankens repor\u00e4nta som styr referensr\u00e4ntan. Referensr\u00e4ntan fastst\u00e4lls och offentligg\u00f6rs tv\u00e5 g\u00e5nger per \u00e5r (vid \u00e5rsskiftet och halv\u00e5rsskiftet).<\/p>\n\n\n\n

Fr\u00e5n och med<\/th>Referensr\u00e4nta<\/th><\/tr><\/thead>
2026-01-01<\/td>2,0%<\/td><\/tr>
2025-07-01<\/td>2,0%<\/td><\/tr>
2025-01-01<\/td>3,0%<\/td><\/tr>
2024-07-01<\/td>4,0%<\/td><\/tr>
2024-01-01<\/td>4.0%<\/td><\/tr>
2023-07.01<\/td>3,5%<\/td><\/tr>
2023-01-01<\/td>2,5%<\/td><\/tr>
2022-07-01<\/td>0,5%<\/td><\/tr>
2022-01-01<\/td>0,0%<\/td><\/tr>
2021-07-01<\/td>0,0%<\/td><\/tr>
2021-01-01<\/td>0,0%<\/td><\/tr>
2020-07-01<\/td>0,0%<\/td><\/tr>
2020-01-01<\/td>0,0%<\/td><\/tr>
2019-07-01<\/td>0,0%<\/td><\/tr>
2019-01-01<\/td>-0,5%<\/td><\/tr>
2018-07-01<\/td>-0,5%<\/td><\/tr>
2018-01-01<\/td>-0,5%<\/td><\/tr>
2017-07-01<\/td>-0,5%<\/td><\/tr>
2017-01-01<\/td>-0,5%<\/td><\/tr>
2016-07-01<\/td>-0,5%<\/td><\/tr>
2016-01-01<\/td>0,0%<\/td><\/tr>
2015-07-01<\/td>0,0%<\/td><\/tr>
2015-01-01<\/td>0,0%<\/td><\/tr>
2014-07-01<\/td>1,0%<\/td><\/tr>
2014-01-01<\/td>1,0%<\/td><\/tr>
2013-07-01<\/td>1,0%<\/td><\/tr>
2013-01-01<\/td>1,0%<\/td><\/tr>
2012-07-01<\/td>1,5%<\/td><\/tr>
2012-01-01<\/td>2,0%<\/td><\/tr>
2011-07-01<\/td>2,0%<\/td><\/tr>
2011-01-01<\/td>1,5%<\/td><\/tr>
2010-07-01<\/td>0,5%<\/td><\/tr>
2010-01-01<\/td>0,5%<\/td><\/tr>
2009-07-01<\/td>0,5%<\/td><\/tr>
2009-01-01<\/td>2,0%<\/td><\/tr>
2008-07-01<\/td>4,5%<\/td><\/tr>
2008-01-01<\/td>4,0%<\/td><\/tr>
2007-07-01<\/td>3,5%<\/td><\/tr>
2007-01-01<\/td>3,0%<\/td><\/tr>
2006-07-01<\/td>2,5%<\/td><\/tr>
2006-01-01<\/td>1,5%<\/td><\/tr>
2005-07-01<\/td>1,5%<\/td><\/tr>
2005-01-01<\/td>2,0%<\/td><\/tr>
2004-07-01<\/td>2,0%<\/td><\/tr>
2004-01-01<\/td>3,0%<\/td><\/tr>
2003-07-01<\/td>3,0%<\/td><\/tr>
2003-01-02<\/td>4,0%<\/td><\/tr>
2002-07-01<\/td>4,5%<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

Referensr\u00e4ntan anv\u00e4nds bland annat f\u00f6r ber\u00e4kning av dr\u00f6jsm\u00e5lsr\u00e4nta enligt r\u00e4ntelagen. H\u00e4r hittar du tabeller \u00f6ver referensr\u00e4ntan fr\u00e5n 2002 och fram\u00e5t.<\/p>\n","protected":false},"featured_media":14838,"menu_order":0,"template":"","categories":[],"class_list":["post-11627","blogs","type-blogs","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bjornlunden.com\/se\/wp-json\/wp\/v2\/blogs\/11627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bjornlunden.com\/se\/wp-json\/wp\/v2\/blogs"}],"about":[{"href":"https:\/\/bjornlunden.com\/se\/wp-json\/wp\/v2\/types\/blogs"}],"version-history":[{"count":6,"href":"https:\/\/bjornlunden.com\/se\/wp-json\/wp\/v2\/blogs\/11627\/revisions"}],"predecessor-version":[{"id":58900,"href":"https:\/\/bjornlunden.com\/se\/wp-json\/wp\/v2\/blogs\/11627\/revisions\/58900"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjornlunden.com\/se\/wp-json\/wp\/v2\/media\/14838"}],"wp:attachment":[{"href":"https:\/\/bjornlunden.com\/se\/wp-json\/wp\/v2\/media?parent=11627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjornlunden.com\/se\/wp-json\/wp\/v2\/categories?post=11627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}